Living Debt-Free: The Freedom I Gained

Living Debt-Free: The Freedom I Gained

I live a debt-free life, and here’s the thing—when I don’t have payments to worry about, money really becomes nothing. It’s like an afterthought in my day-to-day life. It’s after God, after health, after my job, and way after family. It’s just not that important anymore.

Debt, in my opinion, is the enemy. It’s that heavy object in your backpack, weighing you down, making everything harder. It’s like a constant drag, stopping you from moving freely and making choices without that weight. Debt is the thing that holds you back from true freedom.

I broke free from debt and payments because I wanted my life back. I wanted freedom, choice, autonomy, and the ability to negotiate areas of my life. Debt was the most prominent negative force in the way of getting those things, and I wasn’t having it anymore.

Now that I’m free from it, I’m able to think clearer and live easier. Money isn’t this looming presence in my life—it’s just a tool I use to get by, not something that owns me. If you’re carrying debt, I’d say—drop it. Life is so much better on the other side.

The Shift That Happens When You Live Below Your Means

Once you get out of debt and start living below your means, something incredible happens: you might find yourself at a point where you can’t even spend all the money you earn or have. Now, you might be thinking, "What? I could spend any amount of money!" And yes, you could, but here's the thing—once you've broken free from debt and made the decision to never go back, and you’re living below your means, your values change. And this is HUGE.

This shift in values is what makes you no longer get a high off of spending money. For most people, this might sound far off, but I’m just putting it out there. Spending money stops being about fun or flash—it’s no longer something you do just for the sake of it. You realize that life gets really good when you don’t have to spend your life energy to have a good day.

Your priorities change. Life becomes about the things that really matter—family, fitness, health, doing work you actually enjoy with people you like, instead of being stuck in a cycle of working just to pay bills. And this is where the real shift happens: life doesn’t get better because of how much you spend, but because of how you choose to live ya life. When you stop seeing money as a tool for temporary satisfaction and start focusing on the richness of your daily experiences, that’s when you realize what true wealth is.

It’s this change in perspective that makes it clear: true value doesn’t come from how much you spend, but from how you live. How you live your life, how you invest your time, and who you choose to spend it with—that’s where the real richness lies. Life gets better when you stop letting money control your happiness and instead focus on what really brings joy. It starts with breaking free from them damn payments. Step #1 stop signing up for debt and cut up the credit cards.